Does Progressive Boat Insurance Cover Towing?

Last Updated on October 16, 2022

If you’re a boat owner, you know that towing your vessel can be expensive. The last thing you want is to have an accident and find out your progressive boat insurance doesn’t cover the cost of towing. Fortunately, progressive does offer some coverage for towing expenses.

Here’s what you need to know about Progressive’s boat insurance coverage for towing.

If you’re a boater, you know that towing can be a lifesaver. But what does progressive boat insurance cover when it comes to towing? Here’s what you need to know: Progressive boat insurance covers towing if your boat becomes disabled due to an accident or mechanical breakdown.

This coverage is typically included in comprehensive and collision coverage plans. However, there are some limits to this coverage. For example, Progressive will only pay for towing expenses up to $500.

So if your boat needs to be towed further than that, you’ll be responsible for the additional costs. Progressive also offers optional roadside assistance coverage, which can help cover the cost of tows beyond the $500 limit. This coverage starts at $24 per year and can be added to any progressive boat insurance policy.

What is Not Covered by Boat Insurance?

Boat insurance typically does not cover the following: -Damage caused by an act of war or terrorism -Damage caused by nuclear radiation or radioactive contamination

-Losses due to theft of the entire boat -Losses incurred while the boat is used for commercial purposes

What All Does Boat Insurance Cover?

Boat insurance is an insurance policy that provides financial protection against physical damage or bodily injury resulting from an accident involving a boat. Boat insurance also covers the cost of legal defense in the event that you are sued as a result of an accident. In most cases, boat insurance will cover the following:

-The Hull of the Boat: This includes coverage for repair or replacement of the hull, deck, keel, rudder, and other structural parts of the boat. -Machinery and Equipment: Coverage for engine, outboard motor, fuel tank, batteries, electronic equipment, and other mechanical parts of the boat. -Trailer: Insurance for your trailer if it is damaged in an accident or stolen.

-Personal Property: Coverage for personal belongings on board the vessel such as fishing gear, life jackets, and anchor. -Medical Payments: Reimbursement for medical expenses incurred as a result of an accident involving the insured vessel. -Liability Protection: Coverage for property damage or bodily injury to third parties arising out of an accident involving your boat.

This may include coverage for legal defense costs in the event that you are sued as a result of an accident.

Does Progressive Insure Boats Over 35 Feet?

No, progressive does not insure boats over 35 feet. This is because they are considered high risk and the company does not want to take on that liability. There are other companies that will insure boats over 35 feet, but you will have to shop around to find one that meets your needs.

Does Using Roadside Assistance Increase Premium Progressive?

No, using roadside assistance will not increase your premium with Progressive. In fact, it may even help you save on your premium since having this service can help you avoid costly towing fees and other expenses associated with being stranded on the side of the road.

Progressive Boat Insurance

What Does Progressive Boat Insurance Cover

Progressive Boat Insurance is a leading provider of boat insurance in the United States. They offer a variety of coverage options to meet the needs of boat owners, including liability, collision, and comprehensive coverage. Liability Coverage

Progressive’s liability coverage protects you from financial losses if you are found responsible for damages or injuries caused by your boat. This type of coverage is required by law in many states, and it is important to have adequate protection in case of an accident. Collision Coverage

Collision coverage pays for damages to your boat that are caused by another vessel or object. This type of coverage is optional, but it can provide peace of mind in case of an accident. It is important to note that collision coverage does not cover damage caused by weather or other natural disasters.

Progressive Boat Insurance Reviews

If you’re a boater, you know that insurance is a must. But what kind of insurance is best for you and your boat? That’s where Progressive Boat Insurance comes in.

Progressive has been insuring boats since 1971, so they have the experience to back up their policies. They offer both liability and physical damage coverage, so you can be sure your boat is protected no matter what happens. And with their 24/7 claims service, you can rest assured that help is always just a phone call away if you need it.

But don’t just take our word for it – check out some of these Progressive Boat Insurance reviews from real customers to see what they have to say: “I’ve been with Progressive for years and have never had any problems. Their customer service is excellent and they always work with me to get the best rate possible.” – J.D., Florida

Progressive Boat Insurance Towing

If you have a boat, you know that towing can be a lifesaver – literally. Whether your boat has broken down or you’ve had an accident, towing services can get you and your vessel to safety. But what does towing insurance cover?

Most standard boat insurance policies will cover towing in the event of an emergency. However, coverage limits and exclusions vary from policy to policy. That’s why it’s important to read your policy documents carefully and understand what is and isn’t covered.

Generally speaking, most tows will be covered if they’re due to mechanical failure, fuel exhaustion, bad weather, or running aground. Tows resulting from accidents are usually covered as well, but there may be some exceptions (e.g., if the accident was caused by recklessness). If you’re not sure whether your particular situation would be covered, it’s always best to check with your insurer beforehand.

Some insurers offer optional “progressive” tow insurance that covers more than just emergencies. This type of coverage typically includes unlimited tows for a set annual fee. It can be a great option for frequent boaters or those who want peace of mind knowing they’re fully protected on the water.

If you’re considering progressive tow insurance for your boat, make sure to compare different policies and find one that meets your needs and budget. And as always, feel free to reach out to us with any questions about coverage – we’re here to help!

Does Boat Insurance Cover Theft

When it comes to boat insurance, there are a lot of factors to consider. One of the biggest questions people have is whether or not their policy will cover theft. The answer to this question can vary depending on your insurer and the specifics of your policy, but in general, most boat insurance policies will provide some coverage for theft.

There are a few things to keep in mind when it comes to boat insurance and theft coverage. First, many policies will only cover theft if the boat is stolen from a secure location, such as a locked storage facility or dock. If your boat is stolen from an unsecured location, you may not be covered.

Additionally, most policies have a deductible that you will need to pay before the insurer covers any losses. This means that if your boat is stolen and the value of the vessel is less than your deductible, you will not receive any compensation from your insurer. It’s important to read over your policy carefully to understand what is and isn’t covered when it comes to theft.

If you have any questions about your coverage, be sure to ask your agent or broker for clarification.


Yes, Progressive boat insurance covers towing. Towing is covered under the comprehensive and collision coverage of your policy. If you have to file a claim for towing, you will be responsible for paying the deductible.